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Meet Our Team: Chicago Western Suburbs, Glen Ellyn and Wheaton Illinois home buying, real estate listings, and homes for sale in DuPage County, IL
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Our Team Is On YOUR Side! 

As top REALTORS®, we do not work alone! We work together in your best interests.  

Meet Cindy: 

Stress n. a) mental or physical tension b) urgency, pressure, etc. causing this.
Although buying and/or selling real estate can be exciting, it can also be confusing and stressful. “Our goal as your real estate consultant is to listen to your needs, inform you of your options and guide you through every step of the process. We work hard to ensure that your real estate experience is as pleasant, smooth and stress-free as possible.”
 

Cindy is returning to the real estate world following a very successful career in corporate sales, where she consistently ranked as the top sales consultant nationwide. She is part of the seven- member Haas Team, one of the top producing real estate teams in Wheaton. A native of DeKalb, IL she graduated from DeKalb High School and has a Broadcast Journalism degree from Northern Illinois University. 

Cindy has been a resident of Winfield for the past 9 years and enjoys the town’s “small, close-knit” community and convenient access to Chicago. She enjoys her three children: Shaina, a Lake Forest College student/athlete, Nate, a junior at Community High School, and Kristen a rambunctious 5-year-old. She is married to Glen Ellyn native, Bob Aalbue. You may see Cindy running the streets of Winfield. She also enjoys tennis, skiing, softball, and traveling. 

 

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Real Estate Tips
First Time Buyers >Good Faith Estimates

Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.

If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.

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Real Estate Trivia
Q 
Which metropolitan area in America currently offers the most affordable market in which to buy new homes?

A 
The housing market in Youngstown, Warren and Boardman, Ohio is currently the most affordable metro area in the U.S.
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The Haas Team, REALTOR®, real estate agents and broker for Chicago Western Suburbs, Glen Ellyn and Wheaton Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Stephen Haas
Koenig & Strey Real Living

550 Pennsylvania
Glen Ellyn, IL 60137
Cell Phone: 630.675.8400
Fax: 630-580-7347
Email: HaasTeam@HaasTeam.com
Email: SHaas@koenigstrey.com

The Haas Team are your NUMBER1EXPERTSä in DuPage and Kane counties. With Stephen Haas as your REALTOR you will get someone who is both committed to your needs and focused on your goals. Ranked in the top 1% nationally of all REALTORS, Stephen Haas is an Accredited Buyer Representatives (ABR) and Shortsale Foreclosure Certified. You can count on Stephen as your trusted advisor and skilled negotiator. Let Stephen help you find the home of your dreams!

ABR Equal Housing MLS REALTOR RELO


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