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The Haas Team, REALTORŽ, real estate agents and broker for Chicago Western Suburbs, Glen Ellyn and Wheaton Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Welcome! Here You Can Find Great Information on Chicago Western Suburbs, DuPage and Kane County, Illinois Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes.

Need local real estate information? We've summarized much of what is important about the Chicago Western Suburbs, DuPage county Glen Ellyn and Wheaton, Kane County St. Charles,Elburn and Geneva/Batavia real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top REALTORŽ. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR REALTORSŽ. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As top Chicago Western Suburbs, Glen Ellyn and Wheaton REALTORSŽ, we have the experience and track record you are looking for. Please let us help.

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School Reports in Chicago Western Suburbs, Glen Ellyn and Wheaton, Illinois

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Illinois Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Chicago Western Suburbs, Glen Ellyn and Wheaton

Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Q	What kind of home construction is considered to be the safest in seismic areas?
A	Straw-bale homes in seismic zones have proven resilient enough to withstand the shock of earthquakes.
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The Haas Team
Koenig & Strey GMAC Real Estate
820 E. Roosevelt Road,
Wheaton, IL 60187
Cell Phone: 630.675.8500
Fax: 630-444-1889
Email: HaasTeam@HaasTeam.com

The Haas Team are your NUMBER1EXPERTSä in Glen Ellyn & Wheaton. With The Haas Team as your real estate team, you get Seven professionals who are both committed to your needs and focused on your goals. Ranked in the top 1% nationally of all Realtors, The Haas Team are all Accredited Buyer Representatives. You can count on The Haas Team as your trusted advisors and skilled negotiators. Let us help you find the home of your dreams!

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