Chicago Western Suburbs, Glen Ellyn and Wheaton real estate and homes for sale in Illinois - The Haas Team, REALTORS® The Haas Team REALTORS(r) for Chicago Western Suburbs, Glen Ellyn and Wheaton, Illinois real estate - NUMBER1EXPERTS™ The Haas Team NUMBER1EXPERTS(tm) for Chicago Western Suburbs, Glen Ellyn and Wheaton, Illinois real estate

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Real Estate Tips
Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Real Estate Trivia
Q 
During what months of the year do most people move from one home to another?

A 
Most moves occur between the months of May and September.
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The Haas Team, REALTOR®, real estate agents and broker for Chicago Western Suburbs, Glen Ellyn and Wheaton Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Stephen Haas
Koenig & Strey Real Living

550 Pennsylvania
Glen Ellyn, IL 60137
Cell Phone: 630.675.8400
Fax: 630-444-1889
Email: HaasTeam@HaasTeam.com

The Haas Team are your NUMBER1EXPERTSä in DuPage and Kane counties. With Stephen Haas as your REALTOR you will get someone who is both committed to your needs and focused on your goals. Ranked in the top 1% nationally of all REALTORS, Stephen Haas is an Accredited Buyer Representatives (ABR) and Shortsale Foreclosure Certified. You can count on Stephen as your trusted advisor and skilled negotiator. Let Stephen help you find the home of your dreams!

ABR Equal Housing MLS REALTOR RELO SFR


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