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U

Underwriting	The process of analyzing a borrower's capability to honor repayment of a loan (evaluating his or her credit, assets, employment) along with the value of the property being purchased, to help minimize the risk involved for the party lending the purchase money
Unilateral contract	A one-sided contract in which only one party is legally under obligation by the terms of the contract; one party promises an action to the second party, who is not legally required to respond, but if the second part does comply, then the first party is obligated to honor the promise made
Unsecured loan	A loan that is not guaranteed by collateral
Usury	The act of charging more than the maximum rate of interest permitted by law

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Stephen Haas Koenig & Strey Real Living 550 Pennsylvania Glen Ellyn, IL 60137 Cell Phone: 630.675.8400 Fax: 630-580-7347 Email: HaasTeam@HaasTeam.com Email: SHaas@koenigstrey.com The Haas Team are your NUMBER1EXPERTSä in DuPage and Kane counties. With Stephen Haas as your REALTOR you will get someone who is both committed to your needs and focused on your goals. Ranked in the top 1% nationally of all REALTORS, Stephen Haas is an Accredited Buyer Representatives (ABR) and Shortsale Foreclosure Certified. You can count on Stephen as your trusted advisor and skilled negotiator. Let Stephen help you find the home of your dreams!

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